Wilmington Homes under $400,000

Welcome to Wilmington, Illinois – a charming city nestled in the heart of Will County, where small-town charm meets modern convenience. Wilmington boasts a rich history and a vibrant community spirit, making it a wonderful place to call home. Located just 50 miles southwest of Chicago, this picturesque city offers residents a peaceful escape while still providing easy access to the bustling urban life.

Wilmington is known for its scenic landscapes, including beautiful parks and the serene Kankakee River, perfect for outdoor enthusiasts and families alike. The city is home to a variety of local shops, restaurants, and community events that foster a close-knit atmosphere. Whether you’re exploring the quaint downtown area or enjoying a day at the nearby parks, Wilmington has something for everyone.

For those seeking affordable housing options, Wilmington is an excellent choice. The real estate market features a variety of homes under $400,000, making it accessible for first-time buyers and families looking to settle down. From charming bungalows to spacious single-family homes, there’s a diverse selection to fit any lifestyle. With its welcoming community, excellent schools, and affordable living, Wilmington is not just a place to live; it’s a place to thrive.

If you’re ready to discover your dream home in this delightful city, Wilmington awaits with open arms. Explore the possibilities and make Wilmington your new home today!

Newest Wilmington Homes under $400,000

$169,900

3 Beds ⋅ 1 Baths ⋅ 12775237 MLS ⋅ NEW Status

Rehabbed home back in 2021! 3 bedroom, 1 bath and over 1,100sf is ready for new owners. Sits on just under 1/3 acre and includes rare 2-car garage. Phelan Acres subdivision and is located 2 blocks north of the Kankakee River. The home has newer windows/doors/siding/HVAC. The interior has a newer kitchen, bathroom, flooring and appliances. Good sized bedrooms. Full sized laundry room. $90 per Quarter is HOA Dues.

28324 S Fir Lane, Wilmington

$275,000

3 Beds ⋅ 2 Baths ⋅ 12762439 MLS ⋅ ACTIVE Status

Welcome to this charming vintage farmhouse nestled among mature trees in a peaceful setting along the beautiful Kankakee River "Mill Race" channel. Full of character and timeless appeal, this 3-bedroom, 2-bath home offers a comfortable layout with an eat-in kitchen, separate dining room, inviting living room, and convenient main-level laundry. Numerous updates provide peace of mind while preserving the home's vintage charm, including a brand-new chimney, newer A/C condenser, siding, roof, hot water heater, and more. Outside, the property truly stands out with an impressive two detached garages-a spacious 4-car garage plus a 3-car garage with utilities already ran-offering an abundance of room for vehicles, hobbies, storage, or workspace. A large RV parking pad provides even more flexibility. Surrounded by mature trees and set alongside the scenic Mill Race channel, this property offers a unique combination of character, space, and functionality. With its generous garage space, recent improvements, and charming setting, this farmhouse is ready for its next chapter. Schedule your private tour today!

528 S Water Street, Wilmington

1658 Kirsten Lee Drive Unit #1658, Wilmington

$289,500

2 Beds ⋅ 2 Baths ⋅ 12771069 MLS ⋅ ACTIVE Status ⋅ Foxtail Commons BLDG.

Gorgeous all brick 1700 square foot, end unit! 2 bedroom, two bath home, master bedroom full bath & walk in closet, cathedral ceilings, custom kitchen w/ SS appliances, private courtyards w/ stamped concrete ornamental iron fencing, quiet location. All appliances stay, no HOA fees

1658 Kirsten Lee Drive Unit #1658, Wilmington

$344,900

4 Beds ⋅ 2 Baths ⋅ 12767207 MLS ⋅ ACTIVE Status

Historic corner lot 4 bedroom, 2 bath farmhouse located on Kankakee St. Charm is a perfect word when visiting the home with the cutest front porch with attached swing. Recently renovated property includes brand new kitchen, bathrooms, LPV flooring, hardware & lighting. 32" white shaker cabinets/quartz countertops/gooseneck faucet & stainless steel appliances. Mini-split AC units throughout the home! 2 bedrooms are located on the 1st floor including 15x10 primary bedroom as well as 2 bathrooms on the 2nd floor. Full sized bathrooms located on each level too! The main level consists of a living room/dining room & kitchen! There is a vinyl fence surrounding the yard, a shed and concrete pad. Detached 2-car garage!

401 S Kankakee Street, Wilmington

$190,000

3 Beds ⋅ 1 Baths ⋅ 12770056 MLS ⋅ ACTIVE Status

This well-maintained 3-bedroom, 1-bathroom home offers the perfect opportunity to enjoy waterfront living with a low-maintenance yard and beautiful, tree-filled views overlooking the water. Step outside and take in the peaceful setting from your own waterfront retreat. A gazebo-style storage structure near the water provides the perfect place to keep your kayak, paddle boat, and other lake essentials, while the floating dock makes getting out on the water easy and convenient. Whether you're enjoying a quiet morning by the lake, fishing, kayaking, or simply taking in the scenery, this property is all about enjoying the outdoors with less yard maintenance. Large shed sits level with the large deck, making it easy for storing your grilling and deck furniture. The awning has a newer canopy to provide shade for your outdoor events as well. Located in the private gated Shadow Lakes community, residents enjoy access to a variety of amenities including a clubhouse, two community pools, sandy beach, golf cart trails, nature walks, winter ice skating, pavilion, dog park, pickleball, volleyball, basketball, and more. The community's interconnected spring-fed lakes, channels, and marshes provide plenty of opportunities for fishing, swimming, and boating. Whether you're looking for a full-time home, weekend getaway, or a place to embrace the lake lifestyle, this property offers a great combination of comfort, convenience, and waterfront enjoyment. Located near I-55 and approximately 60 minutes from Chicago, Shadow Lakes makes it easy to escape while still staying within reach of the city.

73 Lakeshore Drive, Wilmington

$239,900

3 Beds ⋅ 1 Baths ⋅ 12766744 MLS ⋅ ACTIVE Status

This adorable waterfront home has been completely remodeled with so many beautiful updates! 2026 Updates include:New Roof, HVAC, Appliances, Flooring, New Bathroom, Kitchen Sink, Counters, Plumbing, Electric Service, Lighting, HWH, Doors,Trim, Deck, laundry room with washer/dryer hook-up & Interior & Exterior freshly painted. Move-in ready and perfectly situated in the beautiful Shadow Lakes community, this home offers a spacious family room with vaulted ceilings and an abundance of natural light. Step outside onto the large deck, perfect for entertaining, relaxing and enjoying the beautiful water views. There is plenty of parking for overnight guests, family and all your water toys, making it easy to enjoy everything lake life has to offer. Relax and unwind while enjoying the peaceful beauty of living on the lake. This charming home is the perfect place to create lasting memories and enjoy all that Shadow Lakes has to offer! Where every day feels like a getaway. You can enjoy vacation vibes all year long and soak up everything this incredible waterfront community has to offer. Enjoy spring-fed stocked lakes with incredible fishing, ice fishing and ice skating, along with boating, swimming, kayaking, canoeing and hiking. This beautiful gated community features a clubhouse, pool, beach, cornhole, volleyball, pickleball, basketball, lake channels, natural walking trails & more. The amenity center and covered outdoor pavilion are perfect for birthday parties, family gatherings and special events. Make Shadow Lakes your perfect weekend retreat or year-round residence, less than an hour from Chicago and just minutes from I-55. Shadow Lakes is a gated community. Arrangements must be made in advance prior to showing.

177 Fossil Cove Lane, Wilmington

$229,900

4 Beds ⋅ 2 Baths ⋅ 12765060 MLS ⋅ ACTIVE Status

Brick bungalow with a full-width covered front porch and a detached 2-car garage on N Joliet St in Wilmington. 4 bedrooms, 1 full bath plus a half bath, 1,881 square feet above grade per the floor plan (1,267 main level and 614 upper level), plus a 1,458 square foot basement. The main level opens into a living area with a ceiling fan, stained wood trim, and built-in bookcases under arched openings. The dining area sits between the living area and the kitchen. The kitchen has wood cabinets, a double-basin sink under a double window, a tile backsplash, a peninsula with seating, a pantry cabinet wall, and vinyl flooring. Two main-level bedrooms have carpet, one with a walk-in closet, and the full bath has a tub and shower with sliding glass doors, tile surround, and a medicine cabinet. Upstairs, two bedrooms have hardwood floors and sloped ceilings, with a sink vanity area and a storage room off the hall. The unfinished basement holds an open area, a workshop, a storage room, and a bathroom and laundry room with a toilet and sink. Basement refrigerator and freezer, washer, dryer, ceiling fans, water softener, and garage door opener stay. A screened rear porch and the front porch are not included in the square footage. Fenced rear yard with mature trees, a shed, gravel drive, and a detached 2-car garage. The home also features central A/C, forced air heat and additional window air conditioning units. Wilmington location near downtown Water Street, the Kankakee River, IL-53, and I-55. Dimensioned floor plans are included in the listing photos. This sale is based on the completion of a prior transaction.

409 N Joliet Street, Wilmington

$215,000

1 Beds ⋅ 1 Baths ⋅ 12760848 MLS ⋅ ACTIVE Status

Immaculate 1 bedroom Park model with addition on a unique waterfront location (water on two sides & added privacy)! Spend your summers boating, swimming and fishing! Home is occupied all year long and has been thoroughly maintained with numerous updates, including new water heater and storm drain, updated American Standard combo electric a/c and propane heat unit (8 years old), PLUS separate heating unit for addition, 9 newer windows, clean, vented, insulated and sealed crawl space with weather doors and inside vents, newly installed Siemens whole house bolt shield and power surge block and more! The added room (165 sq. ft.) w/many windows (natural light) & knotty pine ceiling makes for a great addition with so many options for use! Washer/dryer and dishwasher included. Enjoy fishing from the deck overlooking the water with access to the dock and room for a boat! There is also a large shed for storage and paved parking area! The Shadow Lakes community has a pool and clubhouse, playground and more and is conveniently located near I-55!

199 Tummy Tooth Lane, Wilmington

$295,000

3 Beds ⋅ 1 Baths ⋅ 12758826 MLS ⋅ ACTIVE Status

Riverfront Property! Welcome to 22016 W Rt 113, Wilmington, IL. This charming ranch home offers 1,264 sq ft with 3 bedrooms and 1 bath. Enjoy an eat-in kitchen and a spacious living room featuring beautiful views of the Kankakee River. The property includes a detached 2-car garage and additional shed, providing ample storage. Relax in the enclosed porch or entertain on the generously sized patio overlooking the backyard and scenic river views. A rare opportunity to own a riverfront property with peaceful surroundings and great potential! Cash or conventional loan only

22016 Il-113 Route, Wilmington

$169,900

1 Beds ⋅ 1 Baths ⋅ 12756930 MLS ⋅ ACTIVE Status

ADORABLE WATERFRONT HOME WITH LOFT. Welcome to lake life! This charming waterfront home offers the perfect location right on the main channel, with beautiful water views and the ideal setting to enjoy lake life. The loft provides additional space for whatever suits your needs. 2024 HVAC ($7800). Whether you're looking for peaceful weekend getaway or your own place to enjoy everything lake life has to offer, this one is sure to steal your heart. Life is better at the lake! Enjoy incredible fishing (spring fed stocked lakes), boating, swimming, kayaking, & canoeing in this gated community w/club house, pool, beach, volleyball, basketball, nature trails & much more. Make this perfect escape your weekend retreat or year-round residence! Less than an hour from Chicago & just minutes off I-55. Call for your showing today! This is a gated community you will need to make arrangements prior to showing. Pre-approved buyers only..

181 Eon Lane, Wilmington

$209,500

2 Beds ⋅ 2 Baths ⋅ 12740126 MLS ⋅ ACTIVE Status

Seller is MOTIVATED & offering a $2,500 flooring credit! Home is on NATURAL GAS (HUGE plus in Shadow Lakes). MANY UPDATES: Furnace 2024, AC 2024, HWH, 2019. The main floor offers a spacious living & family room, main floor laundry & a full bath, perfect for everyday living and entertaining. The kitchen opens to a large deck, ideal for family barbecues and gatherings. Upstairs you'll find two spacious bedrooms along with another full bath. Located in the charming Shadow Lakes community, perfect for making lifelong family memories year-round. Enjoy all the amenities this charming lake community has to offer. Enjoy incredible fishing (spring fed stocked lakes), ice fishing, boating, swimming, kayaking, canoeing, hiking in this gated community w/club house, pool, beach, corn-hole, volleyball, basketball, lakes, channels, nature trails & much more. The community also features an amenity center and a covered outdoor pavilion that are perfect for birthday parties, gatherings, and special events. Make this perfect escape your weekend retreat or year-round residence! Less than an hour from Chicago & just minutes off I-55. This is a gated community you will need to make arrangements prior to showing.

1 Largemouth Lane, Wilmington

$269,900

2 Beds ⋅ 2 Baths ⋅ 12739938 MLS ⋅ ACTIVE Status

Relax, unwind, and live on lake time in this charming waterfront retreat. Located on the main channel leading to Big Shadow Lake and Little Shadow Lake. Welcome to this adorable lake home with a covered front porch, large loft, offering approximately 1561 sq. ft. of living space and beautiful water views. This cozy retreat features a spacious family room with a wood-burning stove, Pella windows, eat in kitchen, large living room, main-floor laundry, solid oak stair case leading up to an expansive loft area perfect for additional living space, guest accommodations, or the potential for a third bedroom. Enjoy relaxing lake views from the family room while embracing year-round resort-style living in this incredible community. Roof & HVAC approx 5-6 years new, HWH approx 3 yr new. Whether you're looking for a weekend getaway or full-time lake living, this home offers the perfect place to make lasting memories. An additional lake lot (228 Largemouth MLS#12670624) is also available and is being sold separately. The additional lot offers endless possibilities build a garage, create extra outdoor space, or simply enjoy additional room to spread out and enjoy lake life. Where every day feels like a getaway, enjoy vacation vibes all year long & soak up everything this waterfront community has to offer, from incredible fishing (spring fed stocked lakes), ice fishing, boating, swimming, kayaking, canoeing, hiking in this gated community w/club house, pool, beach, corn-hole, volleyball, basketball, lakes, channels, nature trails & much more. The community also features an amenity center and a covered outdoor pavilion that are perfect for birthday parties, gatherings, and special events. Make this perfect escape your weekend retreat or year-round residence! Less than an hour from Chicago & just minutes off I-55. This is a gated community you will need to make arrangements prior to showing.

227 Largemouth Lane, Wilmington

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